A few days ago I added several posts which delved into Mexico’s health care system, and specifically adressed the types of coverage that are available for international medical tourists; I wanted to discuss Mexico’s internal health care a little further today. One offshoot of the medical tourism industry includes those that come down to Mexico permanently, the motivation often being for more affordable healthcare combined with a beautiful place to retire.
If you are such a traveler, there is a likelihood that you have a number of questions to ask before you make the move. I’ve linked to articles from The Mexico Good Life before, and they recently posted an interesting article regarding this very issue. While Mexico’s health care system is considered quality as well as affordable, it can still pose a challenge learning the structure of an entirely new system.
As I mentioned before, the system that expats can use is called Instituto Mexicano del Seguro Social or IMSS. IMSS is free for Mexican citizens but will cost expats with valid visas about $300 US a year. The problem with this system is simply the volume of people you will be grouped with compared to the staff and facilities available for treatment.
As I mentioned in my initial coverage on Mexico’s health care policy, private insurance can be purchased as additional coverage or as your primary option, and many sources recommend this for expatriates. The price of these policies range between about $500 US to over $1000 US for individual plans depending on your age, deductible option, previous conditions, and level of coverage.
One strong consideration to keep in mind that speaks to the benefit of private insurance is access to bilingual professionals.
To read more on the differences between the two programs, and ways to select what would be preferable for you, visit The Mexico Good Life.